Frequently Asked Questions

A financial advisor is a professional who provides advice and guidance on various aspects of personal finance, including investments, retirement planning, insurance, and overall financial management. Their role is to help individuals make informed decisions to meet their financial goals. Many people seek the expertise of a financial advisor to navigate the complexities of investment options, and tax planning, and to create a comprehensive financial plan tailored to their specific needs.

 Life insurance is a financial contract between an individual (the policyholder) and an insurance company. In the event of the policyholder's death, the insurer pays a predetermined sum of money (the death benefit) to the beneficiaries named in the policy. Life insurance serves as a crucial financial tool, providing financial protection and support to loved ones in the face of an unexpected loss. It can cover various expenses, such as funeral costs, outstanding debts, and income replacement. 

 A mutual fund is an investment vehicle that pools money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities. The fund is managed by professional fund managers, and investors buy shares representing their ownership in the overall fund. The goal is to achieve diversification and professional management, making it an accessible option for investors with varying risk tolerances and financial goals.